A new entitlement to health

Nick Clegg: Labour's centralised NHS is over. Patients must get the treatment they want when they need it – and that means top-up payments

Insurance fraud

Dean Baker: The lack of transparency in the US healthcare industry means insurance companies can abuse patients by denying their claims

Factsheet: Income protection insurance

Income protection insurance - also known as permanent health insurance - is designed to replace part of your lost earnings if you are unable to work because of illness or disability.