Factsheet: Critical illness insurance

Critical illness insurance pays out a tax-free lump sum if you are diagnosed as having one of the specific life-threatening conditions defined in the policy.

Are night shifts bad for you?

Lucy Atkins: The Danish government has just begun compensating women who have developed breast cancer after years of working nights

The butts stop here

There are always good reasons to stop smoking, but the economic conditions make this year the ideal time to stub it out, says Laura Howard

Calm? Why should I be calm?

Julian Baggini: There's far too much emphasis on being happy these days. Anger is vital too. It could even, say scientists, help our careers